{"id":11401,"date":"2020-02-20T13:28:14","date_gmt":"2020-02-20T10:28:14","guid":{"rendered":"https:\/\/www.konusarakogren.com\/blog\/?p=11401"},"modified":"2020-02-29T15:03:33","modified_gmt":"2020-02-29T12:03:33","slug":"ingilizce-bankacilik-ve-finans-terimleri","status":"publish","type":"post","link":"https:\/\/www.konusarakogren.com\/blog\/ingilizce-bankacilik-ve-finans-terimleri\/","title":{"rendered":"\u0130ngilizce Bankac\u0131l\u0131k ve Finans terimleri"},"content":{"rendered":"<p><span style=\"font-weight: 400;\">\u0130ngilizce bankac\u0131l\u0131k terimleri anadili \u0130ngilizce olanlar i\u00e7in bile yabanc\u0131 gibi g\u00f6r\u00fcnebilir, ancak bunlar\u0131 \u00f6\u011frenmek herkes i\u00e7in yararl\u0131 olacakt\u0131r.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Bankac\u0131l\u0131kta kar\u015f\u0131la\u015fman\u0131z muhtemel 30 terimi ve bunlar\u0131n c\u00fcmle i\u00e7inde kullan\u0131mlar\u0131n\u0131 sizin se\u00e7tik.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<ol>\n<li>\n<h2><b> Account<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Bir \u00e7ek hesab\u0131n\u0131z ve bir tasarruf hesab\u0131n\u0131z olabilir. \u00c7ek hesab\u0131, istedi\u011finiz zaman para \u00e7ekmenize olanak tan\u0131r. Tasarruf hesab\u0131 paradan tasarruf etmenizi ve faiz kazanman\u0131z\u0131 sa\u011flar.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cHe needed to transfer some money from his savings account to his checking account so that he could pay for the new car he wanted to buy.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cSat\u0131n almak istedi\u011fi yeni araba i\u00e7in \u00f6deme yapabilmesi i\u00e7in tasarruf hesab\u0131ndan \u00e7ek hesab\u0131na biraz para aktarmas\u0131 gerekiyordu.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"2\">\n<li>\n<h2><b> Credit<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Kredi, banka hesab\u0131n\u0131za ald\u0131\u011f\u0131n\u0131z veya bir bankan\u0131n size \u00f6d\u00fcn\u00e7 verdi\u011fi parad\u0131r. Kredi ayr\u0131ca bir bankadan bor\u00e7 almay\u0131 d\u00fc\u015f\u00fcnd\u00fc\u011f\u00fcn\u00fczde sahip oldu\u011funuz finansal itibara at\u0131fta bulunabilir. Kredi kart\u0131, sahip oldu\u011funuzdan daha fazla para harcaman\u0131za izin veren bir kartt\u0131r, ancak o zaman faiz \u00f6demeniz gerekir.\u00a0<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cHis credit was good, so he didn\u2019t expect the bank to reject his loan application.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cKredisi iyiydi, bu y\u00fczden bankan\u0131n kredi ba\u015fvurusunu reddetmesini beklemiyordu.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"3\">\n<li>\n<h2><b> Debit<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Bu, banka hesab\u0131n\u0131zdan veya borcunuzdan al\u0131nan parad\u0131r. Bir banka kart\u0131, ma\u011fazalardaki veya \u00e7evrimi\u00e7i \u00f6deme yaparak hesab\u0131n\u0131zdaki paray\u0131 kullanman\u0131za olanak tan\u0131r. Bu kart\u0131 bir bankamatik veya ATM&#8217;den para alarak da kullanabilirsiniz. Buna ek olarak, bu kelimeyi bir fiil olarak kullanabilirsiniz:\u00a0 To debit money, bir hesaptan para almak anlam\u0131na gelir.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cI prefer using a debit card because I\u2019m not tempted to spend more money than I have in my account.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cBanka kart\u0131 kullanmay\u0131 tercih ediyorum, \u00e7\u00fcnk\u00fc hesab\u0131mda oldu\u011fundan daha fazla para harcamaya cazip bakm\u0131yorum.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"4\">\n<li>\n<h2><b> Balance<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Bakiyeniz, bir hesapta sahip oldu\u011funuz parad\u0131r. Bu, harcad\u0131\u011f\u0131n\u0131z (debits) ile ald\u0131\u011f\u0131n\u0131z (credits) aras\u0131ndaki farkt\u0131r.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cI need to check my balance before completing the transaction.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">&#8220;\u0130\u015flemi tamamlamadan \u00f6nce bakiyemi kontrol etmem gerekiyor.&#8221;<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"5\">\n<li>\n<h2><b> Loan<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Kredi, bir bankadan veya ba\u015fka bir kurumdan veya ki\u015fiden \u00f6d\u00fcn\u00e7 ald\u0131\u011f\u0131n\u0131z parad\u0131r. Bu durumda banka size para \u00f6d\u00fcn\u00e7 verir (lends) ve siz de \u00f6d\u00fcn\u00e7 al\u0131rs\u0131n\u0131z (borrow). Banka bor\u00e7 veren (lender) ve siz de bor\u00e7 alan olursunuz (borrower).<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cThey needed a loan to buy the car of their dreams, but they couldn\u2019t find a lender.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cHayallerindeki arabay\u0131 sat\u0131n almak i\u00e7in bir krediye ihtiya\u00e7lar\u0131 vard\u0131, ancak bor\u00e7 veren bulamad\u0131lar.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"6\">\n<li>\n<h2><b> Student Loan<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u00d6\u011frenci kredileri, bor\u00e7lular\u0131n e\u011fitim \u00fccretlerini \u00f6demek i\u00e7in kulland\u0131\u011f\u0131 kredilerdir. Bor\u00e7lu \u00e7al\u0131\u015fmay\u0131 bitirip \u00e7al\u0131\u015fmaya ba\u015flad\u0131ktan sonra \u00f6\u011frenci kredilerinin geri \u00f6denmesi gerekir. Baz\u0131 bor\u00e7 verenler, d\u00fc\u015f\u00fck faiz oranlar\u0131yla \u00f6\u011frenci kredileri sunmaktad\u0131r.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cYou need to get a good job right after you graduate, or you\u2019ll be paying for your student loan for a long time.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cMezun olduktan hemen sonra iyi bir i\u015f bulmal\u0131s\u0131n, yoksa \u00f6\u011frenci kredini uzun bir s\u00fcre \u00f6deyeceksin.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"7\">\n<li>\n<h2><b> Debt<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Bor\u00e7, bor\u00e7lu olunan para toplam\u0131d\u0131r. S\u00f6zc\u00fc\u011f\u00fc genel bir \u015fekilde de kullanabilirsiniz: Birine borcunuz varsa, bu onlara bir iyilik borcunuz oldu\u011fu veya bir \u015fey i\u00e7in minnettar oldu\u011funuz anlam\u0131na gelebilir.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cHe couldn\u2019t pay his debt, so he had to sell his car.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cBorcunu \u00f6deyemedi, bu y\u00fczden arabas\u0131n\u0131 satmak zorunda kald\u0131.\u201d<\/span><\/i><\/p>\n<h2><\/h2>\n<ol start=\"8\">\n<li>\n<h2><b> Interest Rate<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Bir bankadan bor\u00e7 al\u0131rsan\u0131z, geri \u00f6demeniz gerekir. Buna ek olarak, faiz \u00f6demeniz gerekir. Faiz tutar\u0131, belirli bir s\u00fcre i\u00e7in hesaplanan bir faiz oran\u0131 ile belirlenir. Bir tasarruf hesab\u0131n\u0131z varsa, banka paran\u0131z\u0131 belirli bir s\u00fcre kullanabilmeniz i\u00e7in size faiz \u00f6deyecektir.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cHe was researching the banks that offered the lowest interest rate for loans.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cKrediler i\u00e7in en d\u00fc\u015f\u00fck faiz oran\u0131n\u0131 sunan bankalar\u0131 ara\u015ft\u0131r\u0131yordu.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"9\">\n<li>\n<h2><b> To Withdraw<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Bir hesapta var olan paray\u0131 \u00e7ekmektir.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cHe wanted to withdraw some money from his checking account, but he forgot his card at home.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201c\u00c7ek hesab\u0131ndan biraz para \u00e7ekmek istedi, ancak kart\u0131n\u0131 evde unuttu.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"10\">\n<li>\n<h2><b> To Overdraw<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">To Overdraw, hesab\u0131n\u0131zda oldu\u011fundan daha fazla para \u00e7ekmeye \u00e7al\u0131\u015fmakt\u0131r. Bu durumda, genellikle baz\u0131 ekstra \u00fccretler \u00f6demek zorundas\u0131n\u0131z. Fazla para \u00e7ekmemek i\u00e7in bakiyenize dikkat etmeniz \u00f6nerilir.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cHe was careful not to overdraw money from his account, because the penalties are quite high with his bank.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cHesab\u0131ndan para \u00e7ekmemeye dikkat etti, \u00e7\u00fcnk\u00fc bankas\u0131nda para cezalar\u0131 olduk\u00e7a y\u00fcksek.\u201d<\/span><\/p>\n<h2><\/h2>\n<ol start=\"11\">\n<li>\n<h2><b> Overdraft<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Bu, art\u0131k paran\u0131z olmad\u0131\u011f\u0131nda hesab\u0131n\u0131zdan \u00e7ekti\u011finiz parad\u0131r. Bankan\u0131n size verdi\u011fi bir kredi gibidir.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cShe received an overdraft notice when she spent more than she had in her checking account.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201c\u00c7ek hesab\u0131nda oldu\u011fundan daha fazla harcama yapt\u0131\u011f\u0131nda kredili mevduat bildirimi ald\u0131.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"12\">\n<li>\n<h2><b> ATM<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">ATM, sadece kart\u0131n\u0131z\u0131 kullanarak banka i\u015flemleri yapman\u0131za yard\u0131mc\u0131 olan bir makine olan Otomatik Vezne Makinesi (Automated Teller Machine) anlam\u0131na gelir. Teller kelimesi size i\u015flemlerde yard\u0131mc\u0131 olan banka memurunu ifade eder. Atm yerine cash-point ya da cash machine kelimeleri de kullan\u0131l\u0131r.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cI need to stop at the ATM to take out some cash.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cNakit \u00e7ekmek i\u00e7in ATM&#8217;de durmam gerekiyor.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"13\">\n<li>\n<h2><b> Direct Debit<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Bu, genellikle kamu hizmetleri (elektrik ve su gibi hizmetler) veya kredi kart\u0131 faturalar\u0131 i\u00e7in farkl\u0131 miktarlarda d\u00fczenli \u00f6demeler yapmak i\u00e7in yap\u0131lan bir d\u00fczenlemedir. Otomatik \u00f6deme y\u00f6ntemini kullanarak ayl\u0131k i\u015flemler yapmak zorunda kalmazs\u0131n\u0131z.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cHe used a direct debit for his mobile phone bill.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">&#8220;Cep telefonu faturas\u0131 i\u00e7in otomatik \u00f6deme kulland\u0131.&#8221;<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"14\">\n<li>\n<h2><b> Standing Order<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Bu, ki\u015finin hesab\u0131ndan otomatik olarak sabit \u00f6demeler yapmak i\u00e7in\u00a0 yap\u0131lan bir d\u00fczenlemedir. Standing Order yani &#8221;\u00f6deme emri&#8221; do\u011frudan bor\u00e7lardan farkl\u0131d\u0131r \u00e7\u00fcnk\u00fc \u00f6denen tutar de\u011fi\u015femez, sabittir.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cHe kept forgetting to pay his loan installments so he decided to go for a standing order.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">&#8220;Kredi taksitlerini \u00f6demeyi unutmaya devam etti\u011fi i\u00e7in \u00f6deme emri almaya karar verdi.&#8221;<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"15\">\n<li>\n<h2><b> Deferred Payment<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Ertelenmi\u015f \u00f6deme, daha sonraki bir tarih i\u00e7in ertelenen (postponed) bir \u00f6demedir, \u00e7\u00fcnk\u00fc i\u015flemi normalde tamamlayamam\u0131\u015fs\u0131n\u0131zd\u0131r.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cHe was going abroad for a month, so he decided to use the deferred payment for his electricity bill.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cBir ay boyunca yurt d\u0131\u015f\u0131na gidiyordu, bu y\u00fczden elektrik faturas\u0131 i\u00e7in ertelenmi\u015f \u00f6deme kullanmaya karar verdi.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"16\">\n<li>\n<h2><b> Statement<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Banka ekstresi, belirli bir s\u00fcre boyunca bir banka hesab\u0131nda ger\u00e7ekle\u015fen t\u00fcm i\u015flemlerin bir listesidir. T\u00fcm bor\u00e7lar\u0131, kredileri ve bakiyeyi g\u00f6sterir.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cHe wasn\u2019t sure why his balance was so low, so he asked for a bank statement.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cBakiyesinin neden bu kadar d\u00fc\u015f\u00fck oldu\u011fundan emin de\u011fildi, bu y\u00fczden bir banka ekstresi istedi.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"17\">\n<li>\n<h2><b> Personal Identification Number (PIN)<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Bu, yaln\u0131zca hesap sahiplerinin hesaplar\u0131na eri\u015fmek i\u00e7in kullanabilece\u011fi gizli bir say\u0131 kombinasyonudur.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cAfter three failed attempts to remember his Personal Identification Number, he had to contact the bank.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cKi\u015fisel Kimlik Numaras\u0131n\u0131 hat\u0131rlamak i\u00e7in yap\u0131lan \u00fc\u00e7 ba\u015far\u0131s\u0131z giri\u015fimden sonra banka ile temasa ge\u00e7mek zorunda kald\u0131.\u201d<\/span><\/i><\/p>\n<h2><\/h2>\n<ol start=\"18\">\n<li>\n<h2><b> Safety Deposit Box<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Kiral\u0131k kasa, bankan\u0131n insanlar\u0131n de\u011ferli e\u015fyalar\u0131n\u0131 saklamas\u0131 i\u00e7in kiralad\u0131\u011f\u0131 bir kasad\u0131r.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cHe decided to keep his important documents in a safety deposit box.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">&#8220;\u00d6nemli belgelerini bir emanet kasas\u0131nda tutmaya karar verdi.&#8221;<\/span><\/p>\n<h2><\/h2>\n<ol start=\"19\">\n<li>\n<h2><b> Credit Limit<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Kredi limitiniz, bir bankan\u0131n finansal durumunuza ba\u011fl\u0131 olarak bor\u00e7 alman\u0131za izin verece\u011fi maksimum para miktar\u0131d\u0131r.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cAfter she reached her credit limit, she decided to spend less and save more.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cKredi limitine ula\u015ft\u0131ktan sonra daha az harcamaya ve daha fazla tasarruf etmeye karar verdi.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"20\">\n<li>\n<h2><b> Mortgage<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u0130potek, bir ki\u015finin bir ev sat\u0131n almak i\u00e7in bir bankadan bor\u00e7 para alabilece\u011fi bir s\u00f6zle\u015fmedir. Bor\u00e7 \u00f6denene kadar banka evin sahibi olur.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cThey need to take out a mortgage to buy a house.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cEv sat\u0131n almak i\u00e7in ipotek kar\u015f\u0131l\u0131\u011f\u0131 para almalar\u0131 gerekiyor.\u201d<\/span><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"21\">\n<li>\n<h2><b> Collateral<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Bu, bir ev gibi, kredi al\u0131rken garanti (g\u00fcvence veya yedek) olarak kullan\u0131lan bir \u015feydir. Bor\u00e7lu borcu \u00f6deyemezse, banka teminat\u0131n sahibi olur.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cShe didn\u2019t have any collaterals, so she decided to take out a mortgage.\u201d<\/span><\/p>\n<p><span style=\"font-weight: 400;\">\u201cTeminat\u0131 yoktu, bu y\u00fczden bankadan ipotek kar\u015f\u0131l\u0131\u011f\u0131 para almaya karar verdi.\u201d<\/span><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"22\">\n<li>\n<h2><b> Appraisal<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">De\u011fer takdiri, genellikle bir banka temsilcisi taraf\u0131ndan yap\u0131lan bir m\u00fclk\u00fcn de\u011ferinin de\u011ferlendirilmesidir. De\u011ferleme genellikle ipotek yap\u0131lmadan \u00f6nce yap\u0131l\u0131r.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cThey wanted to use their house as collateral for the loan, but first the bank needed to appraise its value.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cEvlerini kredi i\u00e7in teminat olarak kullanmak istiyorlard\u0131, ancak \u00f6nce bankan\u0131n de\u011ferini de\u011ferlendirmesi gerekiyordu.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"23\">\n<li>\n<h2><b> Guarantor<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Kefil, bu ki\u015fi \u00f6deyemezse ba\u015fkas\u0131n\u0131n bor\u00e7lar\u0131n\u0131 \u00f6demeyi kabul eden ki\u015fidir.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cHis parents offered to act as guarantors for his student loan.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cAilesi, \u00f6\u011frenci kredisi i\u00e7in kefil olmay\u0131 teklif etti.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"24\">\n<li>\n<h2><b> Payoff<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Bu, bir kredinin tamamen \u00f6denmesidir.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cShe was feeling relieved that she had completed the payoff of her debt last month.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cGe\u00e7en ay borcunun getirisini tamamlad\u0131\u011f\u0131 i\u00e7in rahatlam\u0131\u015ft\u0131.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"25\">\n<li>\n<h2><b> Clause<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u0130bare, s\u00f6zle\u015fmenin kapsad\u0131\u011f\u0131 belirli bir durum hakk\u0131nda ayr\u0131nt\u0131lar veren bir s\u00f6zle\u015fmenin par\u00e7as\u0131d\u0131r.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cAll the bank contracts have a clause that specifies the bank charges and the interest rate for a specific account.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cT\u00fcm banka s\u00f6zle\u015fmelerinde, banka \u00fccretlerini ve belirli bir hesab\u0131n faiz oran\u0131n\u0131 belirten bir madde bulunur.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"26\">\n<li>\n<h2><b> Prepayment<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u00d6n \u00f6deme, borcun vadesinden \u00f6nce \u00f6denmesidir. Bazen bankalar\u0131n bu durumda talep etti\u011fi \u00f6n \u00f6deme cezalar\u0131 vard\u0131r.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cShe forgot to check the prepayment clause and was quite surprised to see she had penalties to pay to the bank.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201c\u00d6n \u00f6deme maddesini kontrol etmeyi unuttu ve bankan\u0131n ona \u00f6deme cezas\u0131 verdi\u011fini g\u00f6r\u00fcnce olduk\u00e7a \u015fa\u015f\u0131rd\u0131.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"27\">\n<li>\n<h2><b> Bank Charges<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Banka \u00fccretleri, bir bankan\u0131n hizmetleri kar\u015f\u0131l\u0131\u011f\u0131nda \u00f6demeniz gereken t\u00fcm \u00fccretlerdir (kredi kart\u0131 veya bankamatik kart\u0131 kullanarak, i\u015flem yapma, kredi alma). Banka masraflar\u0131 komisyon olarak da adland\u0131r\u0131labilir.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cHe chose his bank carefully, by looking not only at the interest rates, but also at all the bank charges.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cSadece faiz oranlar\u0131na de\u011fil t\u00fcm banka \u00fccretlerine de bakarak bankas\u0131n\u0131 dikkatle se\u00e7ti.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"28\">\n<li>\n<h2><b> Business Days<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u0130\u015f g\u00fcnleri, bir bankan\u0131n veya i\u015fletmenin a\u00e7\u0131k oldu\u011fu g\u00fcnlerdir. Benzer \u015fekilde, \u00e7al\u0131\u015fma saatleri, bir bankan\u0131n veya i\u015fletmenin a\u00e7\u0131k oldu\u011fu saatleri ifade eder.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cYou can only complete transactions in the bank on business days, but you can use Internet banking whenever you want.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">&#8220;Bankadaki i\u015flemleri yaln\u0131zca i\u015f g\u00fcnlerinde tamamlayabilirsiniz, ancak istedi\u011finiz zaman \u0130nternet bankac\u0131l\u0131\u011f\u0131n\u0131 kullanabilirsiniz.&#8221;<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"29\">\n<li>\n<h2><b> Branch<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">\u015eube, bankan\u0131n m\u00fc\u015fterilere hizmet sundu\u011fu bir konumdur.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cThis bank only has three branches in the city, but there are plenty of ATMs.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cBu bankan\u0131n \u015fehirde sadece \u00fc\u00e7 \u015fubesi var, ancak \u00e7ok say\u0131da ATMsi var.\u201d<\/span><\/i><\/p>\n<p>&nbsp;<\/p>\n<ol start=\"30\">\n<li>\n<h2><b> Electronic Banking<\/b><\/h2>\n<\/li>\n<\/ol>\n<p><span style=\"font-weight: 400;\">Elektronik bankac\u0131l\u0131k, m\u00fc\u015fterilerin internet \u00fczerinden bankac\u0131l\u0131k i\u015flemlerini tamamlamalar\u0131n\u0131 sa\u011flayan bir sistemdir. Buna \u00e7evrimi\u00e7i bankac\u0131l\u0131k, \u0130nternet bankac\u0131l\u0131\u011f\u0131 veya e-bankac\u0131l\u0131k da denir.<\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"font-weight: 400;\">\u201cCustomers find electronic banking very convenient because they no longer need to go to the bank to make transactions.\u201d<\/span><\/p>\n<p><i><span style=\"font-weight: 400;\">\u201cM\u00fc\u015fteriler elektronik bankac\u0131l\u0131\u011f\u0131 \u00e7ok uygun buluyor \u00e7\u00fcnk\u00fc art\u0131k i\u015flem yapmak i\u00e7in bankaya gitmeleri gerekmiyor.\u201d\u00a0<\/span><\/i><\/p>\n<p>Bu yaz\u0131lar\u0131 da okumak isteyebilirsiniz:<\/p>\n<p class=\"entry-title\"><a href=\"https:\/\/www.konusarakogren.com\/blog\/ingilizce-ekonomi-terimleri-ve-turkce-cevirileri\/\"><span style=\"color: #0000ff;\">\u0130ngilizce Ekonomi Terimleri ve T\u00fcrk\u00e7e \u00c7evirileri<\/span><\/a><\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u0130ngilizce bankac\u0131l\u0131k terimleri anadili \u0130ngilizce olanlar i\u00e7in bile yabanc\u0131 gibi g\u00f6r\u00fcnebilir, ancak bunlar\u0131 \u00f6\u011frenmek herkes i\u00e7in yararl\u0131 olacakt\u0131r. Bankac\u0131l\u0131kta kar\u015f\u0131la\u015fman\u0131z muhtemel 30 terimi ve bunlar\u0131n c\u00fcmle i\u00e7inde kullan\u0131mlar\u0131n\u0131 sizin se\u00e7tik.\u00a0<\/p>\n","protected":false},"author":1,"featured_media":11402,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2386],"tags":[],"class_list":["post-11401","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ingilizce-terimleri"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.konusarakogren.com\/blog\/wp-json\/wp\/v2\/posts\/11401","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.konusarakogren.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.konusarakogren.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.konusarakogren.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.konusarakogren.com\/blog\/wp-json\/wp\/v2\/comments?post=11401"}],"version-history":[{"count":0,"href":"https:\/\/www.konusarakogren.com\/blog\/wp-json\/wp\/v2\/posts\/11401\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.konusarakogren.com\/blog\/wp-json\/wp\/v2\/media\/11402"}],"wp:attachment":[{"href":"https:\/\/www.konusarakogren.com\/blog\/wp-json\/wp\/v2\/media?parent=11401"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.konusarakogren.com\/blog\/wp-json\/wp\/v2\/categories?post=11401"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.konusarakogren.com\/blog\/wp-json\/wp\/v2\/tags?post=11401"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}